Welcome to SREC Mortgage

At SREC Mortgage, we are dedicated to helping you achieve your dream of homeownership. Whether you're a first-time homebuyer or looking to refinance, our experienced team is here to guide you through every step of the mortgage process. With a commitment to personalized service and competitive rates, we make home financing straightforward and stress-free.

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Fast, secure & easy loans in just 7 days

Need some fast cash? Bad cradit history? We dont mind about your past, just the future. Try loan start and feel secure in your future.

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1. Subject to verifcation, suitability and affordability

2. Your income from Centrelink must be less then 50% of your total income in order to qialify.

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SREC Mortgage

Where are you in your home loan journey?

Customized Loan Solutions

A variety of mortgage products tailored to meet your unique financial needs and goals.

Competitive Interest Rates

Enjoy some of the best interest rates in the market to make homeownership affordable.

Expert Guidance

Experienced loan officers guide you through every step of the mortgage process.

Streamlined Application Process

Efficient, user-friendly online application platform for a hassle-free experience.

Manage your corporate finances by yourself or in a team

To replace or complement your bank

Freelancers

The best business account to send and receive payments on a daily basis.

SMBs & Startups

The best business account to send and receive payments on a daily basis.

Business Founders

The best business account to send and receive payments on a daily basis.

Micro businesses

The best business account to send and receive payments on a daily basis.

Here's how it works.

When you're ready, Cardinal Loans is ready too - 24 hours a day, 7 days a week.

1 Apply Online
2 Enter Your Informantion - 10 min
3 Pre-qualify / Pre-Approve - 5 min
4 Upload Documents with Any Device
5 Help you prepare
6 We help your qualify - 15 days

_Testimonials

Customer feedbacks

Discover how SREC Mortgage has helped individuals and families achieve their homeownership and refinancing goals with personalized service and expert guidance.

SREC Mortgage made the home buying process incredibly smooth and stress-free. Their team was supportive and always available to answer our questions.

Sarah Johnson

First-Time Homebuyer

The refinancing process with SREC Mortgage was quick and efficient. We saved a significant amount on our monthly payments.

Michael Smith

Homeowner

Thanks to SREC Mortgage, we were able to secure a jumbo loan with excellent terms. Their expertise made all the difference.

Lisa Harris

Luxury Homebuyer

SREC Mortgage provided exceptional service throughout our home purchase. Their personalized approach made us feel valued and understood.

John Davis

Repeat Homebuyer

The team at SREC Mortgage was professional and knowledgeable. They guided us through every step and made the mortgage process easy.

Emily Thompson

New Homeowner

Your security. Our priority.

We always have your security in mind. Rest easy knowing your data is protected with 128-bit encryption. Learn more.

Frequently asked questions

What types of loans does SREC Mortgage offer?

We offer a variety of loan options including conventional loans, FHA, VA, USDA, and jumbo loans to meet diverse financial needs and homeownership goals.

How do I apply for a mortgage with SREC Mortgage?

You can apply online through our user-friendly platform, over the phone by calling 469-901-9002 | 630-336-7666
, or in person at our office. Our team is here to assist you throughout the application process.

What documents are required for a mortgage application?

Typical documents include proof of income, employment verification, credit history, and identification. Specific requirements may vary depending on the loan type and your financial situation.

How long does the mortgage approval process take?

The mortgage approval process typically takes 30 to 45 days, but it can vary based on individual circumstances and the complexity of the loan application.

Can I refinance my existing mortgage with SREC Mortgage?

Yes, we offer various refinancing options including rate and term refinance, cash-out refinance, and FHA streamline refinance to help you achieve lower payments, better rates, or access your home equity.